1. Information We Collect

We may collect the following information from you when you use our App:

• Personal Data: Name, PAN Card details.
• Financial Information: Demat account number, UPI ID, Bank Name, Bank Account Number, IFSC Code.
• Usage Data: How you use the App, including IPO applications and feature usage patterns.
• Device Information: IP address, device type, operating system, and other technical data.

2. How We Use Your Information

We use your information to:

• Provide, maintain, and improve our IPO-related services.
• Process and complete IPO applications.
• Verify your identity and prevent fraud.
• Ensure compliance with SEBI and other applicable regulations.
• Send you important notifications related to IPOs and your account.
• Analyze usage to enhance the overall user experience.

We do not use your personal or financial data for marketing purposes without your explicit consent.

3. Sharing of Information

We respect your privacy and do not sell, rent, or trade your personal data. Your information may only be shared with:

• Stock exchanges, depositories, or regulators as required for IPO applications.
• Trusted service providers who support our operations (such as payment processors, KYC/verification partners).
• Regulatory authorities when legally required.
• Business transactions, such as mergers, acquisitions, or restructuring, under confidentiality obligations.

4. Data Security

We implement strict security practices to protect your data:

• Encryption of sensitive details (bank accounts, PAN, UPI ID, etc.) during transmission and storage.
• Restricted access to authorized personnel only.
• Regular security audits and monitoring to prevent unauthorized access.

While we adopt industry-standard safeguards, no method of electronic storage or transmission is 100% secure.

5. Data Retention & Deletion

We retain your data only for as long as necessary to provide services or meet legal obligations.

You can request deletion of your account anytime through the App (Settings → Delete Account) or by emailing us at support@ipoideas.com.

Once confirmed, your records will be permanently erased, unless retention is required by law.

6. Your Rights

As a user, you have the right to:

• Access the personal data we hold about you.
• Correct inaccurate or outdated data.
• Request deletion of your account and related information.
• Restrict or object to certain processing activities.
• Withdraw consent for non-essential data usage.

To exercise these rights, contact us at support@ipoideas.com.

7. Cookies and Tracking Technologies

Our App may use cookies or similar tracking technologies to improve user experience and gather analytics.

You can disable cookies from your device settings, but certain features may not function properly without them.

8. Children"s Privacy

Our services are not intended for children under 18 years of age. We do not knowingly collect data from minors. If you believe a child has shared personal data with us, please contact us immediately, and we will take steps to delete such information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted within the App with a new "Last Updated" date. For material changes, we may notify you by email or in-app notifications.

10. Investment Disclaimer

Important: IPO Ideas LLP is not a SEBI-registered investment advisor. We do not provide investment recommendations or financial advice. The information provided within the App is for informational purposes only. All investment decisions are made at your sole discretion and risk.

11. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us:

📧 Email: info@ipoideas.com

📍 Office: G-22, Samudra Complex,
Sardar Patel Rd, Mithakhali,
Navrangpura, Ahmedabad,
Gujarat 380009