Aye Finance IPO

Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs. The company offers business loans for business expansion, secured by working assets or property, to customers in manufacturing, trading, service, and allied agriculture sectors. The company is serving 586,825 active customers across 18 states and three union territories with significant assets under management. Product Offerings: Mortgage Loans Saral’ Property Loans Secured Hypothecation Loans Unsecured Hypothecation Loans In the six months ended September 30, 2025 and September 30, 2024, and Fiscals 2025, 2024 and 2023, the company had 10,459, 8,388, 9,102, 6,825 and 5,724 full-time employees, respectively, engaged in the operations in India. Competitive Strengths: Leading Lender of Small-Ticket Loans to Micro Scale MSMEs with Comprehensive Product Offerings and Focus on Serving Large and Unaddressed TAM Strong Sourcing Capabilities Supported by a Diversified Pan-India Presence and High Customer Retention Effective Underwriting Methodology Robust Multi-Tiered Collection Capabilities Building Resilience through Technological Prowess Access to Diversified Lender Base and Cost-Effective Financing Experienced and Professional Management Team backed by Marquee Investors with a Committed Employee Base